Insurance Underwriters
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
- O*NET-SOC code
13-2053.00 - Preparation Job Zone Four: Considerable Preparation Needed
Wages
Median annual wage, U.S.$81,370
Employment, U.S.105,420
Median hourly wage$39.12
| 10th | 25th | Median | 75th | 90th |
|---|---|---|---|---|
| $55,530 | $64,620 | $81,370 | $110,390 | $145,160 |
By state (51)
| State | Employment | Median annual | Location quotient |
|---|---|---|---|
| Alabama | 1,540 | $62,220 | 1.08 |
| Alaska | 100 | $81,620 | 0.46 |
| Arizona | 3,360 | $77,740 | 1.53 |
| Arkansas | 290 | $82,130 | 0.33 |
| California | 6,580 | $95,320 | 0.53 |
| Colorado | 2,040 | $100,640 | 1.05 |
| Connecticut | 2,010 | $100,690 | 1.75 |
| Delaware | 210 | Not available | 0.64 |
| District of Columbia | $82,070 | ||
| Florida | 7,300 | $78,720 | 1.08 |
| Georgia | 7,160 | $85,980 | 2.16 |
| Hawaii | 230 | $73,260 | 0.55 |
| Idaho | 360 | $62,530 | 0.62 |
| Illinois | $89,620 | ||
| Indiana | 2,170 | $77,440 | 1.00 |
| Iowa | 1,490 | $75,160 | 1.41 |
| Kansas | 1,230 | $77,070 | 1.26 |
| Kentucky | 900 | $79,830 | 0.66 |
| Louisiana | 1,050 | $76,540 | 0.80 |
| Maine | 520 | $95,510 | 1.20 |
| Maryland | 1,310 | $92,120 | 0.70 |
| Massachusetts | 2,890 | $106,640 | 1.17 |
| Michigan | 2,590 | $77,380 | 0.87 |
| Minnesota | 2,550 | $80,700 | 1.27 |
| Mississippi | 600 | $59,250 | 0.76 |
| Missouri | 2,130 | $80,040 | 1.07 |
| Montana | 140 | $63,140 | 0.40 |
| Nebraska | 1,410 | $75,120 | 2.04 |
| Nevada | 480 | $101,440 | 0.46 |
| New Hampshire | 270 | $103,940 | 0.58 |
| New Jersey | 3,150 | $96,220 | 1.08 |
| New Mexico | 100 | $64,000 | 0.17 |
| New York | 6,900 | $97,450 | 1.05 |
| North Carolina | 3,460 | $77,120 | 1.03 |
| North Dakota | 210 | $74,130 | 0.71 |
| Ohio | 5,110 | $79,260 | 1.36 |
| Oklahoma | 600 | $66,770 | 0.52 |
| Oregon | 570 | $79,200 | 0.43 |
| Pennsylvania | 5,160 | $78,950 | 1.25 |
| Rhode Island | 250 | $84,720 | 0.74 |
| South Carolina | 910 | $79,570 | 0.58 |
| South Dakota | 210 | $83,130 | 0.69 |
| Tennessee | 1,250 | $78,840 | 0.56 |
| Texas | 9,980 | $78,890 | 1.05 |
| Utah | 490 | $72,730 | 0.42 |
| Vermont | 210 | $77,990 | 1.04 |
| Virginia | 2,470 | $81,870 | 0.89 |
| Washington | 1,740 | $99,400 | 0.72 |
| West Virginia | 190 | Not available | 0.39 |
| Wisconsin | 3,110 | $97,370 | 1.56 |
| Wyoming | 50 | $62,290 | 0.26 |
Similar occupations
Similarity is our measure: the cosine of importance x level over all 120 O*NET skills, knowledge areas and abilities. It is not an O*NET finding. More.
Circles are the 20 most similar occupations, coloured by Job Zone. Lines join pairs where one is among the other's 10 most similar; darker lines are pairs O*NET also lists as related. Drag a circle to move it out of the way; select one to open it.
| # | Occupation | Job Zone | Similarity |
|---|---|---|---|
| 1 | Loan Interviewers and Clerks | 3 | 0.979 |
| 2 | Loan Officers | 4 | 0.975 |
| 3 | Market Research Analysts and Marketing Specialists | 4 | 0.975 |
| 4 | Brokerage Clerks | 3 | 0.972 |
| 5 | Claims Adjusters, Examiners, and Investigators | 4 | 0.971 |
| 6 | Personal Financial Advisors | 4 | 0.970 |
| 7 | Securities, Commodities, and Financial Services Sales Agents | 4 | 0.970 |
| 8 | Insurance Sales Agents | 4 | 0.969 |
| 9 | Fundraisers | 4 | 0.964 |
| 10 | Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | 1-2 | 0.963 |
One skill away
Among the 50 occupations most similar to Insurance Underwriters, those at the same Job Zone or lower, where exactly one skill rated at least 3 in importance needs a level more than 0.75 points higher (on O*NET's 0-7 level scale). Our definition. Change the thresholds.
| Occupation | Skill to build | Level gap | Similarity |
|---|---|---|---|
| Market Research Analysts and Marketing Specialists | Reading Comprehension | 1.00 | 0.975 |
| Claims Adjusters, Examiners, and Investigators | Monitoring | 0.88 | 0.971 |
| Insurance Sales Agents | Persuasion | 1.13 | 0.969 |
| Credit Counselors | Persuasion | 0.87 | 0.960 |
| Business Intelligence Analysts | Mathematics | 1.00 | 0.958 |
| Bill and Account Collectors | Persuasion | 0.87 | 0.953 |
| Intelligence Analysts | Reading Comprehension | 1.13 | 0.947 |
| Credit Analysts | Mathematics | 1.24 | 0.946 |
Software to learn next
Software used by at least 3 of the 20 occupations most similar to Insurance Underwriters, excluding software Insurance Underwriters already lists and any you named. Ranked by how many of them use it, weighted by how much more common it is among them than across all occupations (lift). Our ranking.
| Software | Similar jobs using it | Lift |
|---|---|---|
| Microsoft Dynamics | 14 of 20 | 5.5x |
| FileMaker Pro | 9 of 20 | 4.4x |
| Oracle PeopleSoft | 8 of 20 | 4.7x |
| Salesforce software | 8 of 20 | 4.2x |
| Document management system software | 4 of 20 | 11.5x |
| Fund accounting software | 5 of 20 | 6.4x |
| Healthcare common procedure coding system HCPCS | 5 of 20 | 5.8x |
| Medical procedure coding software | 5 of 20 | 5.1x |
| Oracle Hyperion | 5 of 20 | 4.5x |
| Zoom | 5 of 20 | 4.4x |
Skills
From O*NET data. Importance is rated 1 to 5 and level 0 to 7.
| Skill | Type | Importance | Level |
|---|---|---|---|
| Active Listening | Essential skill | 3.75 | 4.00 |
| Critical Thinking | Essential skill | 3.75 | 3.88 |
| Reading Comprehension | Essential skill | 3.75 | 3.75 |
| Writing | Essential skill | 3.75 | 3.75 |
| Speaking | Essential skill | 3.62 | 3.62 |
| Judgment and Decision Making | Transferable skill | 3.50 | 3.50 |
| Active Learning | Essential skill | 3.12 | 3.38 |
| Complex Problem Solving | Transferable skill | 3.12 | 3.12 |
| Monitoring | Essential skill | 3.00 | 3.00 |
| Service Orientation | Transferable skill | 3.00 | 3.00 |
| Social Perceptiveness | Transferable skill | 3.00 | 3.00 |
| Coordination | Transferable skill | 3.00 | 2.88 |
| Mathematics | Essential skill | 2.88 | 2.88 |
| Time Management | Transferable skill | 2.88 | 2.88 |
| Persuasion | Transferable skill | 2.88 | 2.75 |
| Learning Strategies | Essential skill | 2.75 | 3.00 |
| Systems Analysis | Transferable skill | 2.75 | 3.00 |
| Systems Evaluation | Transferable skill | 2.75 | 3.00 |
| Negotiation | Transferable skill | 2.75 | 2.88 |
| Instructing | Transferable skill | 2.75 | 2.62 |
| Management of Personnel Resources | Transferable skill | 2.38 | 2.25 |
| Management of Financial Resources | Transferable skill | 2.00 | 1.12 |
| Management of Material Resources | Transferable skill | 2.00 | 1.00 |
| Operations Analysis | Transferable skill | 1.88 | 1.75 |
| Operations Monitoring | Transferable skill | 1.88 | 0.88 |
| Technology Design | Transferable skill | 1.62 | 0.62 |
| Programming | Transferable skill | 1.50 | 0.75 |
| Science | Essential skill | 1.38 | 0.38 |
| Quality Control Analysis | Transferable skill | 1.12 | not rated |
| Equipment Maintenance | Transferable skill | 1.00 | not rated |
| Equipment Selection | Transferable skill | 1.00 | not rated |
| Installation | Transferable skill | 1.00 | not rated |
| Operation and Control | Transferable skill | 1.00 | not rated |
| Repairing | Transferable skill | 1.00 | not rated |
| Troubleshooting | Transferable skill | 1.00 | not rated |
Knowledge (33) and abilities (52)
| Name | Importance | Level |
|---|---|---|
| English Language | 4.00 | 3.87 |
| Customer and Personal Service | 3.90 | 4.67 |
| Mathematics | 3.27 | 3.97 |
| Sales and Marketing | 3.17 | 3.80 |
| Administrative | 2.93 | 3.59 |
| Economics and Accounting | 2.73 | 2.73 |
| Law and Government | 2.69 | 2.93 |
| Computers and Electronics | 2.67 | 3.20 |
| Administration and Management | 2.41 | 2.80 |
| Psychology | 2.20 | 2.10 |
| Communications and Media | 2.07 | 2.27 |
| Geography | 2.00 | 2.31 |
| Production and Processing | 2.00 | 1.77 |
| Public Safety and Security | 1.97 | 1.93 |
| Education and Training | 1.90 | 2.07 |
| Personnel and Human Resources | 1.83 | 1.73 |
| Telecommunications | 1.80 | 0.73 |
| Medicine and Dentistry | 1.77 | 1.27 |
| Building and Construction | 1.67 | 1.10 |
| Biology | 1.57 | not rated |
| Transportation | 1.52 | 1.03 |
| Sociology and Anthropology | 1.45 | 0.93 |
| Therapy and Counseling | 1.34 | not rated |
| Chemistry | 1.33 | 0.70 |
| Foreign Language | 1.30 | not rated |
| Engineering and Technology | 1.30 | 0.67 |
| Mechanical | 1.30 | 0.60 |
| History and Archeology | 1.20 | not rated |
| Physics | 1.20 | not rated |
| Design | 1.17 | not rated |
| Philosophy and Theology | 1.17 | not rated |
| Fine Arts | 1.13 | not rated |
| Food Production | 1.13 | not rated |
| Name | Importance | Level |
|---|---|---|
| Written Comprehension | 3.88 | 4.25 |
| Inductive Reasoning | 3.75 | 3.88 |
| Written Expression | 3.75 | 3.88 |
| Oral Expression | 3.62 | 3.88 |
| Oral Comprehension | 3.50 | 3.88 |
| Deductive Reasoning | 3.50 | 3.75 |
| Problem Sensitivity | 3.38 | 3.75 |
| Speech Clarity | 3.38 | 3.12 |
| Near Vision | 3.25 | 3.62 |
| Category Flexibility | 3.25 | 3.25 |
| Speech Recognition | 3.25 | 3.25 |
| Information Ordering | 3.12 | 3.38 |
| Flexibility of Closure | 3.00 | 3.00 |
| Mathematical Reasoning | 2.88 | 2.88 |
| Fluency of Ideas | 2.88 | 2.75 |
| Originality | 2.88 | 2.75 |
| Selective Attention | 2.88 | 2.75 |
| Number Facility | 2.75 | 2.75 |
| Perceptual Speed | 2.50 | 2.25 |
| Far Vision | 2.38 | 2.25 |
| Time Sharing | 2.38 | 2.00 |
| Speed of Closure | 2.25 | 2.00 |
| Memorization | 2.12 | 1.88 |
| Visualization | 2.00 | 2.12 |
| Visual Color Discrimination | 2.00 | 1.75 |
| Finger Dexterity | 1.88 | 1.62 |
| Hearing Sensitivity | 1.75 | 1.00 |
| Auditory Attention | 1.75 | 0.88 |
| Control Precision | 1.75 | 0.88 |
| Depth Perception | 1.75 | 0.88 |
| Arm-Hand Steadiness | 1.75 | 0.75 |
| Manual Dexterity | 1.75 | 0.75 |
| Trunk Strength | 1.38 | 0.62 |
| Dynamic Strength | 1.25 | not rated |
| Wrist-Finger Speed | 1.25 | not rated |
| Dynamic Flexibility | 1.00 | not rated |
| Explosive Strength | 1.00 | not rated |
| Extent Flexibility | 1.00 | not rated |
| Glare Sensitivity | 1.00 | not rated |
| Gross Body Coordination | 1.00 | not rated |
| Gross Body Equilibrium | 1.00 | not rated |
| Multilimb Coordination | 1.00 | not rated |
| Night Vision | 1.00 | not rated |
| Peripheral Vision | 1.00 | not rated |
| Rate Control | 1.00 | not rated |
| Reaction Time | 1.00 | not rated |
| Response Orientation | 1.00 | not rated |
| Sound Localization | 1.00 | not rated |
| Spatial Orientation | 1.00 | not rated |
| Speed of Limb Movement | 1.00 | not rated |
| Stamina | 1.00 | not rated |
| Static Strength | 1.00 | not rated |
Software used
Examples from O*NET data. "Hot" and "in demand" are O*NET flags for technologies often listed in job postings.
- Microsoft Excel in demand
- Microsoft Office software in demand
- Microsoft Outlook in demand
- Microsoft PowerPoint in demand
- C++ hot
- Microsoft Access hot
- Microsoft Windows hot
- Microsoft Word hot
- Anodas Software Limited Phoenix
- CSC nbAccelerator
- Consilience Software Maven Insurance Automation Suite
- Database software
- Delphi Technology
- Fair Isaac Enterprise Decision Management for Insurance
- Fannie Mae Desktop Underwriter
- Fiserv Advanced Underwriting
- IBM FileNet Content Manager
- LabOne NET
- LexisNexis
- NIIT Technologies WinRisk
- QualCorp FormsPlus
- RGA AURA
- RGA Facultative Application Console
- SIS SEMCI PARTNER
- Skywire Software InsBridge
- Valen Technologies Risk Manager
- Web browser software
Where it concentrates
Metro areas ranked by BLS location quotient: the occupation's share of the area's jobs divided by its share of all US jobs. Above 1 means more concentrated than the nation. Metros employing fewer than 100 are left out.
| Metro area | Employment | Location quotient | Median annual |
|---|---|---|---|
| Columbia, MO | 270 | 3.72 | $63,540 |
| Hartford-West Hartford-East Hartford, CT | 1,430 | 3.51 | $100,690 |
| Lansing-East Lansing, MI | 480 | 3.28 | $75,140 |
| Utica-Rome, NY | 230 | 2.91 | Not available |
| Des Moines-West Des Moines, IA | 790 | 2.90 | $79,230 |
| Lincoln, NE | 320 | 2.62 | $78,830 |
| Atlanta-Sandy Springs-Roswell, GA | 5,090 | 2.60 | $95,430 |
| Cincinnati, OH-KY-IN | 1,690 | 2.27 | $82,110 |
| Omaha, NE-IA | 760 | 2.26 | $70,160 |
| Peoria, IL | 250 | 2.26 | $75,910 |