Credit Authorizers, Checkers, and Clerks
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
- O*NET-SOC code
43-4041.00 - Preparation Job Zone 1-2: Very Little to Some Preparation Needed
Wages
Median annual wage, U.S.$50,080
Employment, U.S.12,030
Median hourly wage$24.08
| 10th | 25th | Median | 75th | 90th |
|---|---|---|---|---|
| $30,260 | $40,520 | $50,080 | $60,860 | $72,700 |
By state (38)
| State | Employment | Median annual | Location quotient |
|---|---|---|---|
| Alabama | 330 | $35,990 | 2.00 |
| Arizona | 130 | Not available | 0.51 |
| Arkansas | 160 | Not available | 1.59 |
| California | 590 | $51,950 | 0.42 |
| Colorado | 210 | $50,820 | 0.92 |
| Connecticut | 60 | Not available | 0.45 |
| Florida | 930 | $41,810 | 1.21 |
| Georgia | 720 | $30,490 | 1.90 |
| Illinois | 140 | $58,880 | 0.29 |
| Indiana | 470 | $47,930 | 1.91 |
| Iowa | 240 | $49,780 | 1.98 |
| Kentucky | 60 | $49,790 | 0.41 |
| Louisiana | 330 | $37,440 | 2.18 |
| Maine | 80 | $50,370 | 1.63 |
| Maryland | 150 | Not available | 0.70 |
| Massachusetts | 250 | $55,300 | 0.89 |
| Michigan | 190 | $48,840 | 0.55 |
| Minnesota | 70 | $61,000 | 0.30 |
| Mississippi | 80 | $39,040 | 0.85 |
| Missouri | 180 | $52,820 | 0.80 |
| Montana | $51,060 | ||
| Nebraska | 130 | $50,030 | 1.65 |
| Nevada | 90 | $47,260 | 0.78 |
| New Hampshire | 110 | $58,620 | 2.08 |
| New Jersey | 600 | $59,400 | 1.81 |
| New York | 730 | $56,510 | 0.98 |
| North Carolina | 500 | $47,340 | 1.31 |
| Ohio | 490 | $57,120 | 1.13 |
| Oklahoma | 220 | $46,450 | 1.65 |
| Oregon | 140 | $51,620 | 0.90 |
| Pennsylvania | 250 | $51,090 | 0.52 |
| South Carolina | 400 | Not available | 2.24 |
| Texas | 1,180 | $62,930 | 1.08 |
| Utah | 150 | $51,260 | 1.13 |
| Virginia | 280 | $47,300 | 0.90 |
| Washington | 110 | $59,840 | 0.39 |
| West Virginia | 50 | $46,480 | 0.88 |
| Wisconsin | 310 | $57,940 | 1.37 |
Similar occupations
Similarity is our measure: the cosine of importance x level over all 120 O*NET skills, knowledge areas and abilities. It is not an O*NET finding. More.
Circles are the 20 most similar occupations, coloured by Job Zone. Lines join pairs where one is among the other's 10 most similar; darker lines are pairs O*NET also lists as related. Drag a circle to move it out of the way; select one to open it.
| # | Occupation | Job Zone | Similarity |
|---|---|---|---|
| 1 | Tax Examiners and Collectors, and Revenue Agents | 3 | 0.968 |
| 2 | Loan Interviewers and Clerks | 3 | 0.963 |
| 3 | Loan Officers | 4 | 0.963 |
| 4 | Bill and Account Collectors | 1-2 | 0.962 |
| 5 | Claims Adjusters, Examiners, and Investigators | 4 | 0.960 |
| 6 | Insurance Underwriters | 4 | 0.959 |
| 7 | Tax Preparers | 3 | 0.958 |
| 8 | New Accounts Clerks | 3 | 0.956 |
| 9 | Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | 1-2 | 0.956 |
| 10 | Securities, Commodities, and Financial Services Sales Agents | 4 | 0.955 |
One skill away
Among the 50 occupations most similar to Credit Authorizers, Checkers, and Clerks, those at the same Job Zone or lower, where exactly one skill rated at least 3 in importance needs a level more than 0.75 points higher (on O*NET's 0-7 level scale). Our definition. Change the thresholds.
| Occupation | Skill to build | Level gap | Similarity |
|---|---|---|---|
| Bill and Account Collectors | Persuasion | 0.87 | 0.962 |
| Correspondence Clerks | Writing | 1.00 | 0.953 |
Software to learn next
Software used by at least 3 of the 20 occupations most similar to Credit Authorizers, Checkers, and Clerks, excluding software Credit Authorizers, Checkers, and Clerks already lists and any you named. Ranked by how many of them use it, weighted by how much more common it is among them than across all occupations (lift). Our ranking.
| Software | Similar jobs using it | Lift |
|---|---|---|
| Tax software | 7 of 20 | 9.5x |
| Tax compliance property tax management software | 4 of 20 | 46.2x |
| Healthcare common procedure coding system HCPCS | 7 of 20 | 8.1x |
| Sage 50 Accounting | 7 of 20 | 7.7x |
| Microsoft Dynamics | 10 of 20 | 3.9x |
| Document management system software | 5 of 20 | 14.4x |
| Fund accounting software | 6 of 20 | 7.7x |
| LexisNexis | 7 of 20 | 5.7x |
| Fannie Mae Desktop Underwriter | 3 of 20 | 46.2x |
| Intuit TurboTax | 3 of 20 | 46.2x |
Skills
From O*NET data. Importance is rated 1 to 5 and level 0 to 7.
| Skill | Type | Importance | Level |
|---|---|---|---|
| Active Listening | Essential skill | 3.62 | 3.62 |
| Reading Comprehension | Essential skill | 3.62 | 3.50 |
| Speaking | Essential skill | 3.62 | 3.50 |
| Critical Thinking | Essential skill | 3.25 | 3.38 |
| Writing | Essential skill | 3.12 | 3.12 |
| Social Perceptiveness | Transferable skill | 3.12 | 3.00 |
| Time Management | Transferable skill | 3.12 | 2.75 |
| Judgment and Decision Making | Transferable skill | 3.00 | 3.25 |
| Monitoring | Essential skill | 3.00 | 3.00 |
| Service Orientation | Transferable skill | 3.00 | 3.00 |
| Coordination | Transferable skill | 3.00 | 2.75 |
| Instructing | Transferable skill | 2.75 | 2.50 |
| Complex Problem Solving | Transferable skill | 2.75 | 2.25 |
| Persuasion | Transferable skill | 2.62 | 2.75 |
| Active Learning | Essential skill | 2.62 | 2.62 |
| Management of Personnel Resources | Transferable skill | 2.62 | 2.38 |
| Mathematics | Essential skill | 2.50 | 2.50 |
| Learning Strategies | Essential skill | 2.50 | 2.25 |
| Negotiation | Transferable skill | 2.38 | 2.50 |
| Systems Analysis | Transferable skill | 2.12 | 1.75 |
| Systems Evaluation | Transferable skill | 2.12 | 1.62 |
| Management of Financial Resources | Transferable skill | 1.88 | 1.38 |
| Management of Material Resources | Transferable skill | 1.75 | 1.25 |
| Programming | Transferable skill | 1.62 | 0.88 |
| Operations Analysis | Transferable skill | 1.25 | not rated |
| Quality Control Analysis | Transferable skill | 1.25 | not rated |
| Operation and Control | Transferable skill | 1.12 | not rated |
| Science | Essential skill | 1.12 | not rated |
| Equipment Maintenance | Transferable skill | 1.00 | not rated |
| Equipment Selection | Transferable skill | 1.00 | not rated |
| Installation | Transferable skill | 1.00 | not rated |
| Operations Monitoring | Transferable skill | 1.00 | not rated |
| Repairing | Transferable skill | 1.00 | not rated |
| Technology Design | Transferable skill | 1.00 | not rated |
| Troubleshooting | Transferable skill | 1.00 | not rated |
Knowledge (33) and abilities (52)
| Name | Importance | Level |
|---|---|---|
| Customer and Personal Service | 4.06 | 4.83 |
| English Language | 3.67 | 3.97 |
| Mathematics | 3.61 | 3.76 |
| Law and Government | 3.37 | 3.52 |
| Administrative | 3.34 | 4.44 |
| Economics and Accounting | 3.33 | 3.79 |
| Computers and Electronics | 3.19 | 3.37 |
| Administration and Management | 3.13 | 3.42 |
| Sales and Marketing | 2.70 | 3.26 |
| Psychology | 2.37 | 2.91 |
| Education and Training | 2.36 | not rated |
| Transportation | 2.35 | not rated |
| Personnel and Human Resources | 2.30 | not rated |
| Communications and Media | 2.21 | not rated |
| Telecommunications | 2.12 | not rated |
| Production and Processing | 1.81 | not rated |
| Public Safety and Security | 1.81 | not rated |
| Geography | 1.73 | not rated |
| Mechanical | 1.54 | not rated |
| Building and Construction | 1.48 | not rated |
| Engineering and Technology | 1.47 | not rated |
| Food Production | 1.30 | not rated |
| Sociology and Anthropology | 1.29 | not rated |
| Design | 1.27 | not rated |
| Therapy and Counseling | 1.21 | not rated |
| Foreign Language | 1.13 | not rated |
| History and Archeology | 1.10 | not rated |
| Philosophy and Theology | 1.08 | not rated |
| Physics | 1.08 | not rated |
| Medicine and Dentistry | 1.04 | not rated |
| Chemistry | 1.01 | not rated |
| Biology | 1.00 | not rated |
| Fine Arts | 1.00 | not rated |
| Name | Importance | Level |
|---|---|---|
| Oral Comprehension | 3.62 | 3.75 |
| Near Vision | 3.50 | 3.62 |
| Oral Expression | 3.50 | 3.62 |
| Written Comprehension | 3.50 | 3.50 |
| Problem Sensitivity | 3.50 | 3.00 |
| Deductive Reasoning | 3.25 | 3.12 |
| Inductive Reasoning | 3.25 | 3.12 |
| Speech Recognition | 3.25 | 3.00 |
| Speech Clarity | 3.25 | 2.88 |
| Written Expression | 3.12 | 3.25 |
| Information Ordering | 3.00 | 3.12 |
| Category Flexibility | 2.75 | 2.88 |
| Flexibility of Closure | 2.75 | 2.88 |
| Mathematical Reasoning | 2.62 | 2.50 |
| Number Facility | 2.62 | 2.50 |
| Selective Attention | 2.62 | 2.50 |
| Speed of Closure | 2.50 | 2.25 |
| Perceptual Speed | 2.38 | 2.12 |
| Fluency of Ideas | 2.25 | 2.25 |
| Time Sharing | 2.25 | 2.00 |
| Memorization | 2.12 | 2.25 |
| Originality | 2.12 | 2.12 |
| Far Vision | 2.12 | 2.00 |
| Trunk Strength | 2.12 | 1.62 |
| Auditory Attention | 2.12 | 1.38 |
| Wrist-Finger Speed | 2.12 | 1.38 |
| Visualization | 1.88 | 1.62 |
| Glare Sensitivity | 1.75 | 0.88 |
| Dynamic Strength | 1.75 | 0.75 |
| Visual Color Discrimination | 1.62 | 1.00 |
| Hearing Sensitivity | 1.62 | 0.88 |
| Depth Perception | 1.50 | 0.50 |
| Manual Dexterity | 1.25 | not rated |
| Arm-Hand Steadiness | 1.12 | not rated |
| Finger Dexterity | 1.12 | not rated |
| Spatial Orientation | 1.12 | not rated |
| Control Precision | 1.00 | not rated |
| Dynamic Flexibility | 1.00 | not rated |
| Explosive Strength | 1.00 | not rated |
| Extent Flexibility | 1.00 | not rated |
| Gross Body Coordination | 1.00 | not rated |
| Gross Body Equilibrium | 1.00 | not rated |
| Multilimb Coordination | 1.00 | not rated |
| Night Vision | 1.00 | not rated |
| Peripheral Vision | 1.00 | not rated |
| Rate Control | 1.00 | not rated |
| Reaction Time | 1.00 | not rated |
| Response Orientation | 1.00 | not rated |
| Sound Localization | 1.00 | not rated |
| Speed of Limb Movement | 1.00 | not rated |
| Stamina | 1.00 | not rated |
| Static Strength | 1.00 | not rated |
Software used
Examples from O*NET data. "Hot" and "in demand" are O*NET flags for technologies often listed in job postings.
- Microsoft Excel in demand
- Microsoft Office software in demand
- Microsoft Outlook in demand
- Microsoft PowerPoint in demand
- Microsoft Word in demand
- Microsoft Access hot
- Microsoft SharePoint hot
- SAP software hot
- Structured query language SQL hot
- Tableau hot
- Email software
- Equifax software
- Experian software
- Financial accounting software
- Microsoft Internet Explorer
- Spreadsheet programs
- Web browser software
Where it concentrates
Metro areas ranked by BLS location quotient: the occupation's share of the area's jobs divided by its share of all US jobs. Above 1 means more concentrated than the nation. Metros employing fewer than 100 are left out.
| Metro area | Employment | Location quotient | Median annual |
|---|---|---|---|
| Buffalo-Cheektowaga, NY | 160 | 3.97 | $48,790 |
| Knoxville, TN | 120 | 3.62 | $34,800 |
| San Juan-Bayamon-Caguas, PR | 180 | 3.38 | $33,710 |
| Dallas-Fort Worth-Arlington, TX | 770 | 2.46 | $62,930 |
| Salt Lake City-Murray, UT | 130 | 2.05 | $51,260 |
| Columbus, OH | 170 | 2.04 | $57,610 |
| Indianapolis-Carmel-Greenwood, IN | 170 | 1.94 | $48,580 |
| Milwaukee-Waukesha, WI | 120 | 1.87 | $60,670 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 410 | 1.83 | $63,400 |
| Atlanta-Sandy Springs-Roswell, GA | 370 | 1.65 | $37,590 |