Credit Counselors
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
- O*NET-SOC code
13-2071.00 - Preparation Job Zone Four: Considerable Preparation Needed
Wages
Median annual wage, U.S.$52,230
Employment, U.S.27,770
Median hourly wage$25.11
| 10th | 25th | Median | 75th | 90th |
|---|---|---|---|---|
| $38,350 | $45,720 | $52,230 | $64,080 | $80,440 |
By state (46)
| State | Employment | Median annual | Location quotient |
|---|---|---|---|
| Alabama | $48,120 | ||
| Arizona | 980 | $51,480 | 1.69 |
| Arkansas | 50 | $45,060 | 0.22 |
| California | 2,160 | $67,120 | 0.66 |
| Colorado | 360 | $57,130 | 0.70 |
| Connecticut | 100 | $54,710 | 0.33 |
| Delaware | 40 | $52,840 | 0.45 |
| District of Columbia | 110 | $63,580 | 0.88 |
| Florida | 2,410 | $46,300 | 1.36 |
| Georgia | 460 | $64,080 | 0.53 |
| Idaho | 90 | $51,130 | 0.56 |
| Illinois | 1,170 | $51,930 | 1.07 |
| Indiana | 740 | $48,180 | 1.29 |
| Iowa | 440 | $48,130 | 1.59 |
| Kentucky | 220 | $48,150 | 0.62 |
| Louisiana | 130 | $47,250 | 0.38 |
| Maine | 170 | $55,490 | 1.50 |
| Maryland | 350 | $60,450 | 0.72 |
| Massachusetts | 770 | $63,240 | 1.19 |
| Michigan | 1,260 | $52,160 | 1.61 |
| Minnesota | 580 | $62,160 | 1.10 |
| Mississippi | 210 | $45,990 | 1.02 |
| Missouri | $30,580 | ||
| Nebraska | 260 | $62,510 | 1.42 |
| Nevada | 170 | $55,480 | 0.60 |
| New Hampshire | 170 | $58,830 | 1.43 |
| New Jersey | 530 | $57,180 | 0.69 |
| New Mexico | 200 | $50,390 | 1.27 |
| New York | 2,020 | $63,030 | 1.17 |
| North Carolina | 320 | $46,180 | 0.36 |
| North Dakota | 30 | $52,220 | 0.39 |
| Ohio | 890 | $51,160 | 0.90 |
| Oklahoma | 230 | $46,950 | 0.76 |
| Oregon | 280 | $59,150 | 0.80 |
| Pennsylvania | 1,110 | $58,330 | 1.03 |
| Rhode Island | 130 | $58,480 | 1.46 |
| South Carolina | 250 | $53,190 | 0.61 |
| South Dakota | $48,890 | ||
| Tennessee | 950 | $38,730 | 1.62 |
| Texas | 3,950 | $48,220 | 1.57 |
| Utah | 190 | $51,330 | 0.63 |
| Virginia | 760 | $51,550 | 1.04 |
| Washington | 560 | $62,360 | 0.88 |
| West Virginia | 150 | $45,860 | 1.22 |
| Wisconsin | 770 | $52,140 | 1.47 |
| Wyoming | 40 | $42,580 | 0.76 |
Similar occupations
Similarity is our measure: the cosine of importance x level over all 120 O*NET skills, knowledge areas and abilities. It is not an O*NET finding. More.
Circles are the 20 most similar occupations, coloured by Job Zone. Lines join pairs where one is among the other's 10 most similar; darker lines are pairs O*NET also lists as related. Drag a circle to move it out of the way; select one to open it.
| # | Occupation | Job Zone | Similarity |
|---|---|---|---|
| 1 | Personal Financial Advisors | 4 | 0.970 |
| 2 | Claims Adjusters, Examiners, and Investigators | 4 | 0.967 |
| 3 | Education Administrators, Postsecondary | 5 | 0.967 |
| 4 | Securities, Commodities, and Financial Services Sales Agents | 4 | 0.964 |
| 5 | Compensation, Benefits, and Job Analysis Specialists | 4 | 0.962 |
| 6 | Eligibility Interviewers, Government Programs | 3 | 0.962 |
| 7 | Management Analysts | 4 | 0.961 |
| 8 | Insurance Underwriters | 4 | 0.960 |
| 9 | Loan Officers | 4 | 0.960 |
| 10 | Social and Community Service Managers | 4 | 0.959 |
One skill away
Among the 50 occupations most similar to Credit Counselors, those at the same Job Zone or lower, where exactly one skill rated at least 3 in importance needs a level more than 0.75 points higher (on O*NET's 0-7 level scale). Our definition. Change the thresholds.
| Occupation | Skill to build | Level gap | Similarity |
|---|---|---|---|
| Claims Adjusters, Examiners, and Investigators | Monitoring | 0.88 | 0.967 |
| Securities, Commodities, and Financial Services Sales Agents | Management of Financial Resources | 1.37 | 0.964 |
| Equal Opportunity Representatives and Officers | Monitoring | 0.88 | 0.952 |
| Compliance Managers | Monitoring | 1.62 | 0.951 |
Software to learn next
Software used by at least 3 of the 20 occupations most similar to Credit Counselors, excluding software Credit Counselors already lists and any you named. Ranked by how many of them use it, weighted by how much more common it is among them than across all occupations (lift). Our ranking.
| Software | Similar jobs using it | Lift |
|---|---|---|
| Healthcare common procedure coding system HCPCS | 8 of 20 | 9.2x |
| Fannie Mae Desktop Underwriter | 3 of 20 | 46.2x |
| FileMaker Pro | 8 of 20 | 3.9x |
| 6 of 20 | 5.2x | |
| Tax software | 5 of 20 | 6.8x |
| Fund accounting software | 5 of 20 | 6.4x |
| Student information systems SIS software | 3 of 20 | 17.3x |
| Sage 50 Accounting | 5 of 20 | 5.5x |
| Blackbaud The Raiser's Edge | 5 of 20 | 5.2x |
| Microsoft Internet Explorer | 5 of 20 | 3.8x |
Skills
From O*NET data. Importance is rated 1 to 5 and level 0 to 7.
| Skill | Type | Importance | Level |
|---|---|---|---|
| Active Listening | Essential skill | 3.88 | 4.00 |
| Critical Thinking | Essential skill | 3.88 | 4.00 |
| Reading Comprehension | Essential skill | 3.88 | 4.00 |
| Speaking | Essential skill | 3.88 | 4.00 |
| Active Learning | Essential skill | 3.75 | 3.75 |
| Writing | Essential skill | 3.75 | 3.75 |
| Complex Problem Solving | Transferable skill | 3.75 | 3.38 |
| Judgment and Decision Making | Transferable skill | 3.75 | 3.38 |
| Service Orientation | Transferable skill | 3.62 | 3.62 |
| Persuasion | Transferable skill | 3.25 | 3.62 |
| Social Perceptiveness | Transferable skill | 3.25 | 3.62 |
| Learning Strategies | Essential skill | 3.12 | 3.12 |
| Mathematics | Essential skill | 3.12 | 3.12 |
| Negotiation | Transferable skill | 3.12 | 3.12 |
| Systems Evaluation | Transferable skill | 3.12 | 3.12 |
| Coordination | Transferable skill | 3.00 | 3.12 |
| Time Management | Transferable skill | 3.00 | 3.12 |
| Monitoring | Essential skill | 3.00 | 3.00 |
| Systems Analysis | Transferable skill | 2.88 | 3.12 |
| Instructing | Transferable skill | 2.88 | 3.00 |
| Management of Personnel Resources | Transferable skill | 2.25 | 2.62 |
| Management of Financial Resources | Transferable skill | 2.12 | 1.38 |
| Operations Analysis | Transferable skill | 1.88 | 1.00 |
| Technology Design | Transferable skill | 1.75 | 0.88 |
| Management of Material Resources | Transferable skill | 1.50 | 0.50 |
| Operations Monitoring | Transferable skill | 1.25 | not rated |
| Programming | Transferable skill | 1.25 | not rated |
| Quality Control Analysis | Transferable skill | 1.25 | not rated |
| Equipment Maintenance | Transferable skill | 1.00 | not rated |
| Equipment Selection | Transferable skill | 1.00 | not rated |
| Installation | Transferable skill | 1.00 | not rated |
| Operation and Control | Transferable skill | 1.00 | not rated |
| Repairing | Transferable skill | 1.00 | not rated |
| Science | Essential skill | 1.00 | not rated |
| Troubleshooting | Transferable skill | 1.00 | not rated |
Knowledge (33) and abilities (52)
| Name | Importance | Level |
|---|---|---|
| Customer and Personal Service | 4.55 | 5.37 |
| English Language | 3.93 | 4.83 |
| Administrative | 3.75 | 5.07 |
| Education and Training | 3.52 | 4.57 |
| Economics and Accounting | 3.45 | 4.07 |
| Mathematics | 3.34 | 4.23 |
| Administration and Management | 3.03 | 3.27 |
| Computers and Electronics | 2.97 | 3.77 |
| Psychology | 2.97 | 3.73 |
| Therapy and Counseling | 2.86 | 3.66 |
| Personnel and Human Resources | 2.69 | 2.77 |
| Law and Government | 2.66 | 3.03 |
| Communications and Media | 2.59 | 3.10 |
| Sales and Marketing | 2.41 | 3.17 |
| Sociology and Anthropology | 2.36 | 2.67 |
| Public Safety and Security | 2.10 | 1.90 |
| Philosophy and Theology | 2.07 | 2.03 |
| Telecommunications | 1.97 | 1.93 |
| Foreign Language | 1.90 | 1.87 |
| Production and Processing | 1.90 | 1.70 |
| Design | 1.66 | 1.40 |
| Engineering and Technology | 1.55 | not rated |
| History and Archeology | 1.55 | 1.37 |
| Geography | 1.52 | 1.40 |
| Transportation | 1.48 | 0.83 |
| Building and Construction | 1.24 | not rated |
| Mechanical | 1.24 | not rated |
| Physics | 1.17 | not rated |
| Medicine and Dentistry | 1.14 | not rated |
| Chemistry | 1.10 | not rated |
| Fine Arts | 1.10 | not rated |
| Food Production | 1.03 | not rated |
| Biology | 1.00 | not rated |
| Name | Importance | Level |
|---|---|---|
| Oral Comprehension | 4.00 | 4.00 |
| Oral Expression | 4.00 | 4.00 |
| Written Comprehension | 4.00 | 4.00 |
| Written Expression | 4.00 | 4.00 |
| Deductive Reasoning | 3.88 | 4.00 |
| Problem Sensitivity | 3.75 | 3.88 |
| Inductive Reasoning | 3.75 | 3.75 |
| Near Vision | 3.38 | 3.25 |
| Speech Recognition | 3.25 | 3.12 |
| Fluency of Ideas | 3.12 | 3.50 |
| Number Facility | 3.12 | 3.25 |
| Speech Clarity | 3.12 | 3.25 |
| Mathematical Reasoning | 3.12 | 3.12 |
| Category Flexibility | 3.00 | 3.00 |
| Information Ordering | 3.00 | 3.00 |
| Originality | 3.00 | 3.00 |
| Selective Attention | 3.00 | 3.00 |
| Flexibility of Closure | 2.75 | 2.88 |
| Perceptual Speed | 2.75 | 2.12 |
| Time Sharing | 2.50 | 2.38 |
| Speed of Closure | 2.50 | 2.25 |
| Memorization | 2.00 | 2.00 |
| Far Vision | 2.00 | 1.88 |
| Visualization | 2.00 | 1.75 |
| Hearing Sensitivity | 2.00 | 1.62 |
| Auditory Attention | 1.88 | 1.00 |
| Visual Color Discrimination | 1.88 | 0.88 |
| Finger Dexterity | 1.38 | 0.62 |
| Arm-Hand Steadiness | 1.38 | 0.38 |
| Control Precision | 1.38 | 0.38 |
| Manual Dexterity | 1.38 | 0.38 |
| Trunk Strength | 1.25 | not rated |
| Wrist-Finger Speed | 1.25 | not rated |
| Depth Perception | 1.00 | not rated |
| Dynamic Flexibility | 1.00 | not rated |
| Dynamic Strength | 1.00 | not rated |
| Explosive Strength | 1.00 | not rated |
| Extent Flexibility | 1.00 | not rated |
| Glare Sensitivity | 1.00 | not rated |
| Gross Body Coordination | 1.00 | not rated |
| Gross Body Equilibrium | 1.00 | not rated |
| Multilimb Coordination | 1.00 | not rated |
| Night Vision | 1.00 | not rated |
| Peripheral Vision | 1.00 | not rated |
| Rate Control | 1.00 | not rated |
| Reaction Time | 1.00 | not rated |
| Response Orientation | 1.00 | not rated |
| Sound Localization | 1.00 | not rated |
| Spatial Orientation | 1.00 | not rated |
| Speed of Limb Movement | 1.00 | not rated |
| Stamina | 1.00 | not rated |
| Static Strength | 1.00 | not rated |
Software used
Examples from O*NET data. "Hot" and "in demand" are O*NET flags for technologies often listed in job postings.
- Microsoft Excel in demand
- Microsoft Office software in demand
- Microsoft Outlook in demand
- Microsoft PowerPoint in demand
- Microsoft Word in demand
- Microsoft Access hot
- Oracle PeopleSoft hot
- SAP software hot
- Chat software
- Cooperative Processing Resources DMS Professional Suite
- CoreLogic DebtorTrace
- Email software
- Freddie Mac Loan Prospector
- ICCO CreditSoft
- Integrant DebtLogic
- LexisNexis
- LexisNexis Accurint
- Merlin Information Services databases
- Microsoft Dynamics
- Paragon Financial Services Paragon Financial System
- Prime Debt Soft Debt Settlement
- Prime Debt Software Credit Repair
- Web browser software
Where it concentrates
Metro areas ranked by BLS location quotient: the occupation's share of the area's jobs divided by its share of all US jobs. Above 1 means more concentrated than the nation. Metros employing fewer than 100 are left out.
| Metro area | Employment | Location quotient | Median annual |
|---|---|---|---|
| College Station-Bryan, TX | 110 | 4.55 | $44,440 |
| Ann Arbor, MI | 160 | 4.12 | $59,570 |
| Orlando-Kissimmee-Sanford, FL | 580 | 2.31 | $47,180 |
| Indianapolis-Carmel-Greenwood, IN | 430 | 2.16 | $48,180 |
| Omaha, NE-IA | 190 | 2.12 | $62,520 |
| San Antonio-New Braunfels, TX | 430 | 2.12 | $48,890 |
| McAllen-Edinburg-Mission, TX | 110 | 2.01 | $48,200 |
| Des Moines-West Des Moines, IA | 140 | 1.91 | $49,160 |
| Dayton-Kettering-Beavercreek, OH | 130 | 1.90 | $58,090 |
| Jacksonville, FL | 250 | 1.82 | $50,850 |